App User Agreement
1. Introduction
Tarani Finance is committed to protecting the privacy of users in India. This policy outlines how we handle your information when you use our financial bookkeeping app, in compliance with Google Play's privacy requirements and Indian regulations, including the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023 (DPDPA).
2. Information Collection
2.1 Account-Related Information: During registration, we collect your India-formatted phone number for account creation and verification (via OTP codes as shown in the login process).
2.2 Financial Data: We collect details of income (e.g., "Salary") and expenses (e.g., "Food & Drinks"), including amount, type, and date of transactions, as recorded by you.
3. Use of Information
3.1 Service Provision: To enable financial data recording and management, as designed for tracking income and expenses.
3.2 Security and Verification: For account security, using your phone number and OTP verification to prevent unauthorized access.
3.3 Service Improvement: By analyzing aggregated usage and financial data, we optimize features (e.g., categories) to better suit Indian users' needs.
3.4 Legal Basis: Processing is based on contractual necessity (for service delivery), legitimate interests (for security and improvement), and consent (for specific permissions).
4. Information Disclosure
4.1 General Rule: We do not disclose personal/financial data to third parties without consent, except as required by Indian law or to prevent fraud.
4.2 Service Providers: Data may be shared with third-party providers (e.g., cloud hosting, SMS gateways) under strict confidentiality agreements for app functionality.
4.3 Aggregated Data: Anonymized, aggregated data (e.g., spending trends) may be shared with partners for research, without revealing identity.
4.4 Legal Compliance: Data may be disclosed to comply with legal obligations or enforce our terms.
5. Data Security and Storage
• We implement industry-standard measures (e.g., encryption for data in transit and at rest, secure servers) to prevent unauthorized access, disclosure, or alteration.
• Data is primarily stored in India, but may be processed globally with safeguards like standard contractual clauses for transfers.
• Retention periods adhere to legal requirements and purpose-based necessity.
6. User Rights
Under Indian law, you have the right to:
6.1 Access and Correction: Access, correct, or delete your personal data (e.g., modify financial records in-app).
6.2 Data Portability: Request your data in a structured, machine-readable format.
6.3 Withdraw Consent: Withdraw consent for processing, including for marketing or permissions.
6.4 Grievance Redressal: Contact us for inquiries or complaints, and lodge complaints with the relevant authority.
7. Policy Updates
We may update this policy. Significant changes will be notified via the app or other channels. Continued use after updates implies acceptance.
8. Contact Us
For privacy-related questions, contact us at support@ttfinas.com. We aim to address inquiries promptly.
Tarani Finance is committed to protecting the privacy of users in India. This policy outlines how we handle your information when you use our financial bookkeeping app, in compliance with Google Play's privacy requirements and Indian regulations, including the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023 (DPDPA).
2. Information Collection
2.1 Account-Related Information: During registration, we collect your India-formatted phone number for account creation and verification (via OTP codes as shown in the login process).
2.2 Financial Data: We collect details of income (e.g., "Salary") and expenses (e.g., "Food & Drinks"), including amount, type, and date of transactions, as recorded by you.
3. Use of Information
3.1 Service Provision: To enable financial data recording and management, as designed for tracking income and expenses.
3.2 Security and Verification: For account security, using your phone number and OTP verification to prevent unauthorized access.
3.3 Service Improvement: By analyzing aggregated usage and financial data, we optimize features (e.g., categories) to better suit Indian users' needs.
3.4 Legal Basis: Processing is based on contractual necessity (for service delivery), legitimate interests (for security and improvement), and consent (for specific permissions).
4. Information Disclosure
4.1 General Rule: We do not disclose personal/financial data to third parties without consent, except as required by Indian law or to prevent fraud.
4.2 Service Providers: Data may be shared with third-party providers (e.g., cloud hosting, SMS gateways) under strict confidentiality agreements for app functionality.
4.3 Aggregated Data: Anonymized, aggregated data (e.g., spending trends) may be shared with partners for research, without revealing identity.
4.4 Legal Compliance: Data may be disclosed to comply with legal obligations or enforce our terms.
5. Data Security and Storage
• We implement industry-standard measures (e.g., encryption for data in transit and at rest, secure servers) to prevent unauthorized access, disclosure, or alteration.
• Data is primarily stored in India, but may be processed globally with safeguards like standard contractual clauses for transfers.
• Retention periods adhere to legal requirements and purpose-based necessity.
6. User Rights
Under Indian law, you have the right to:
6.1 Access and Correction: Access, correct, or delete your personal data (e.g., modify financial records in-app).
6.2 Data Portability: Request your data in a structured, machine-readable format.
6.3 Withdraw Consent: Withdraw consent for processing, including for marketing or permissions.
6.4 Grievance Redressal: Contact us for inquiries or complaints, and lodge complaints with the relevant authority.
7. Policy Updates
We may update this policy. Significant changes will be notified via the app or other channels. Continued use after updates implies acceptance.
8. Contact Us
For privacy-related questions, contact us at support@ttfinas.com. We aim to address inquiries promptly.
Contact Us
Email: support@ttfinas.com